Disability Insurance
How would your income be affected if you became seriously ill or injured? Most of us can't go very long without a steady paycheck. How will you pay your bills and take care of your family without a steady income?
Government help is far from a sure thing these days. With Social Security on the brink of bankruptcy, most applications for disability benefits are denied. Those benefits that are granted don't come close to replacing an injured or ill person's prior income. Disability insurance is a great way to protect your income stream.
Your earning power is your most valuable asset during your working years. Statistics show that one out of every three women can expect to be disabled to the point where they cannot work for 90 days or longer sometime in their career. The statistic for men is closer to one in four. One worker in seven can expect to be disabled for a period of five years or longer before retirement. Disability insurance is one way to protect your valuable earning power.
With the right disability insurance policy, for pennies on the dollar you can insure your earning power and preserve your income and your family's way of life in the event that you get sick or hurt and can't work.
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