Insurance News and Information

What would happen if you were suddenly unable to work due to an illness or injury? Without a paycheck, how long would you be able to make your mortgage payment, buy groceries or pay your credit card bills? Join NAIFA ClientCast® this month as we recognize May as Disability Insurance Awareness Month and explore this often forgotten insurance coverage. We’ll share Real Life Stories about real people with real experiences and the challenges that they faced. In each case, smart insurance planning ensured that emotional struggles were not compounded by the financial hardships that a disability can bring. To listen to the podcast simply click on link below:
http://www.myrealwealthprofessional.com/naifa/aaronbuck

Who is watching out for you when you are considering the purchase of insurance today? The office of the Commissioner of Insurance is responsible for leading the way in informing and protecting the public. Join NAIFA ClientCast this month as we discuss how you, the consumer is protected in a highly competitive and sometimes confusing insurance marketplace. To listen to the program simply click on the web page link below:
http://www.myrealwealthprofessional.com/naifa/aaronbuck

BOISE ID (March 15, 2012) – The Department of Health and Human Services has issued an alert warning people with diabetes of a new scam. The Idaho Department of Insurance urges consumers to be suspicious of anyone who offers free items or services and then requests Medicare or financial information. 

How often do you think of life insurance as just an expense? You may want to think about looking at life insurance in a new way. Join NAIFA ClientCast® this month as we discuss that to have a completely diversified portfolio, you may want to consider life insurance as one of your assets to maximize your overall investment goals. To listen to the program simply click on the link below:
http://www.myrealwealthprofessional.com/naifa/aaronbuck

What Is a Limited Medical Benefit Insurance Plan or Mini-Med Plan?  A Limited Medical Benefit Insurance or Mini-Med plan is NOT comprehensive major medical health insurance. Unlike a traditional insurance policy, with a Mini-Med plan, there is no limit to how much you might have to pay for medical expenses. Not all Mini-Med plans are the same. Some offer a very low level of health insurance coverage. If you have too little insurance, you increase the risk you’ll have to borrow money or face bankruptcy if you have a costly illness or injury. Most limited medical benefit or mini-med plans cap the annual amount they will pay for medical expenses, leaving you responsible for the rest.