One of the easiest ways we have found to create and store a home inventory is on the Insurance Information Institute's website. There you can find a free tool that will allow you to categorize and list all your personal belongings according to room, as well as take and store pictures of your property. All of your information will be stored on the website and is accessible from any computer. In the event of a disaster or break-in all you have to do is login and print your pictures and lists. This can be very handy when it comes time to meet with the insurance company adjustor and can help you to get a full and comprehensive settlement for your lost or damaged personal property.

We at Shaffer Buck recommend creating a home inventory and updating every 3-6 months. While we hope you never need this service, it can be a great tool to have if the need ever does arise.

Winter Driving Tips from Weather.com

• Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
• Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
• Turn on your lights to increase your visibility to other motorists.
• Keep your lights and windshield clean.
• Use low gears to keep traction, especially on hills.
• Don't use cruise control on icy roads.
• Be especially careful on bridges, overpasses and infrequently traveled roads, which will freeze first. Even at temperatures above freezing, if the conditions are wet, you might encounter ice in shady areas or on exposed roadways like bridges.
• Don't pass snow plows and sanding trucks. The drivers have limited visibility, and you're likely to find the road in front of them worse than the road behind.
• Don't assume your vehicle can handle all conditions. Even four-wheel and front-wheel drive vehicles can encounter trouble on winter roads.

• Take your foot off the accelerator.
• Steer in the direction you want the front wheels to go. If your rear wheels are sliding left, steer left. If they're sliding right, steer right.
• If your rear wheels start sliding the other way as you recover, ease the steering wheel toward that side. You might have to steer left and right a few times to get your vehicle completely under control.
• If you have standard brakes, pump them gently.
• If you have anti-lock brakes (ABS), do not pump the brakes. Apply steady pressure to the brakes. You will feel the brakes pulse — this is normal

• Do not spin your wheels. This will only dig you in deeper.
• Turn your wheels from side to side a few times to push snow out of the way.
• Use a light touch on the gas, to ease your car out.
• Use a shovel to clear snow away from the wheels and the underside of the car.
• Pour sand, kitty litter, gravel or salt in the path of the wheels, to help get traction.
• Try rocking the vehicle. (Check your owner's manual first — it can damage the transmission on some vehicles.) Shift from forward to reverse, and back again. Each time you're in gear, give a light touch on the gas until the vehicle gets going.