Insurance News and Information

What would happen if you were suddenly unable to work due to an illness or injury? Without a paycheck, how long would you be able to make your mortgage payment, buy groceries or pay your credit card bills? Join NAIFA ClientCast® this month as we recognize May as Disability Insurance Awareness Month and explore this often forgotten insurance coverage. We’ll share Real Life Stories about real people with real experiences and the challenges that they faced. In each case, smart insurance planning ensured that emotional struggles were not compounded by the financial hardships that a disability can bring. To listen to the podcast simply click on link below:
http://www.myrealwealthprofessional.com/naifa/aaronbuck

Are your car insurance liability limits enough to protect you and your financial security? Here is one example of how low liability limits can be a dangerous financial decision.

One of the most frequent questions we get asked here at Shaffer Buck is, “Should I purchase the rental car damage waiver or does my insurance cover me.” Our answer is always yes and no.

A car accident can be a very stressful experience. Knowing what to do in the event of an accident is key to ensuring a smooth claims process and a quick turn around to getting you back on the road. Below is an article and checklist from the Idaho Department of Insurance on what to do if you are in a car accident.

Do you have a smartphone or a high end cell phone? Are you concerned about the cost to replace your cell phone if something happens to it? Most cell phone carriers offer monthly cell phone insurance plans but these plans can be expensive between high monthly premiums, deductibles that you have to pay when an accident occurs, and exclusions that can leave you without coverage and without a new cell phone.

Without a subsidy from the cell service carrier a smartphone can be very expensive to replace. The Apple iPhone currently costs $599 to replace without a subsidy! What if you could insure your cell phone against breakage and fatal accident for a fraction of the cost of monthly cell phone insurance plans?

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