Most people are unaware that a standard car insurance policy will provide some coverage for the insured even when they are not in a car. Most car insurance policies will provide medical payments coverage for an insured while they are a “pedestrian”. Good news for cyclists is that the definition of “pedestrian” includes cyclists...

When most people think of a bicycle it takes them back to their childhood when they happily pedaled along on their shiny new Schwinn or a hand-me-down Huffy. Bicycles are the first real form of freedom for a kid and at least in my day was a most prized possession. But in the last 10-20 years a new breed of cyclist has emerged, often referred to as a MAMIL or Middle Aged Man in Lycra, adults both male and female are increasingly getting involved in road...